ANALISIS TREND RASIO PROFITABILITAS BANK MUAMALAT TAHUN 2015-2018

M. ZAKY MUBARAK LUBIS

Abstract


This study aims to see the development of Bank Muamalat's profitability ratio in 2015-2018. This type of research is descriptive with a quantitative approach. The method used is Trend Analysis with index numbers. The data collection technique used in this study is documentation. In this study, researchers used secondary data in the form of annual report Muamalat Bank in 2015-2018. The results showed that the development of Muamalat Bank Profitability for the 2015-2018 period in terms of Return On Assets was 0.2%, 0.22%, 0.11% and 0.08%. The development of profitability at PT. Bank Syariah Bukopin Bank Muamalat for the period 2015-2018 in terms of Return On Equity is 2.78%, 3%, 0.87% and 1.16%. The development of ROA trends is 100%, 110%, 55% and 40%. While the ROE Trend Development is 100%, 108%, 31% and 42%. Generally there has been a decline in ROA and ROE at Bank Muamalat in the last two years compared to the index base year. This shows the ability to generate profits Muamalat Bank is not running effectively and efficiently.


Keywords


Muamalat, Profitability, Trend Analysis

References


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DOI: http://dx.doi.org/10.15548/jebi.v5i1.280

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